Contact us


Inventory Your Home Possessions

  • by secure_home
  • Posted on 03 March, 2020

It’s great to have insurance against damage and loss, here are a few tips on showing proof of your possessions.

5 Tips for Creating an Inventory.
Creating an inventory may take a bit of upfront work, but it can pay future benefits in smoothing the claims settlement process with your insurer as well as increase the potential of receiving the maximum payment possible.

Tip #1 – Make a Video of Your Possessions. A visual record of your possessions is the best proof of ownership. When videoing your home contents, make sure you are methodical and thorough in going through all your rooms and storage spaces. Speak while you are taping to describe each item; include any relevant information (e.g., “this is a signed first edition of “Moby Dick.”).

Tip #2 – Document Value of Your Items. A great way to start is by starting with recent purchases, get into the inventory habit and then go back and tackle your older possessions. Make sure you record serial numbers. Use technology to scan or video receipts of the items in your home. Indicate the make and model where appropriate. If you have artwork or antiques, consider creating a record of any appraisal you may have received on your collectibles.

There are a few highly-rated apps you can download for your phone:

Nest Egg Inventory
My Stuff – Home Inventory
BluePlum Home Inventory

Tip #3 – Don’t Forget Your Off-site Items. Your items kept in a self-storage facility are also covered by homeowner’s insurance.  Make sure you include them in your inventory.

Tip #4 – Secure Your Inventory. An inventory doesn’t help much if you keep it in the house and your home burns to the ground. If your video is digital (highly recommended), consider storing the file in a “cloud” account rather than on your computer, or alternately, on a USB stick stored in a safety deposit box.

Tip #5 – Keep Your Inventory Updated and Don’t Get Overwhelmed. Once you’ve started keep it going. Not regularly updating your inventory may mean unintentionally leaving off expensive new purchases.


Feel free to call us at 248-435-0400 and request to speak a team member of Secure Financial Group